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Helping Your Senior Parents with Money ft. Julianne Miller (Ep. 29)

Helping Your Senior Parents with Money ft. Julianne Miller (Ep. 29)

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How can you help your aging parents with their finances?

In this episode, Financial Dignity® Coach, Christine Luken, welcomes her friend and special guest, Julianne Miller, an accredited financial counselor and the owner of Life Money Management. Christine and Julianne answer how you can help your senior parents with money and discuss the challenges and solutions of managing finances for aging parents. They highlight the signs that indicate a need for assistance, such as forgetfulness and disorganization, and discuss the role of a daily money manager. They also dive into the importance of using personal finance apps for transparency and communication, preparing legal documents in advance, and protecting seniors from scams.

Julianne discusses: 

  • What led her to financial coaching and daily money management
  • The signs that our senior parents or loved ones may need assistance with their personal finances
  • Various options we have to help our senior family members with money management
  • Protecting aging parents from scams and the importance of being vigilant
  • How to begin the conversation with our senior parents
  • And more

Resources:

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Connect with Julianne Miller:

About Our Guest: 

Julianne Miller, AFC ®, is the founder of Life Money Management. For over 26 years, Julianne Miller has been bringing calm to the people she works with. Whether it was in corporate jobs where her calm demeanor helped calm a stressed boss, or in the accounting and tax world where she brought calm to elderly clients and sole proprietors nervous about their tax liabilities and bills to be paid, she has always had the ability to be a careful listener, diligent researcher, and finder of answers. She has always been able to simplify the complex so others could understand and make the best decisions with what they had. Her love of helping others, especially women and their money, brought her to Financial Counseling in 2017. Since then, she has loved bringing Clarity, Confidence, and Peace to her clients who want to make smart decisions with their money so they can finally reach their dreams and goals.

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Dear Fellow Spender with Emily Burnett (Ep. 28)

Dear Fellow Spender with Emily Burnett (Ep. 28)

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Are you looking to improve your relationship with your personal finances?

In this episode, Financial Dignity® Coach, Christine Luken, welcomes her fellow friend, financial coach, and the author of “Dear Fellow Spender: Enjoy Using Your Money to Get Out of Debt, Build Savings, and Create a Life You Love”, Emily Burnett. Together, they talk about the emotional side of personal finance, emphasizing the importance of budgeting, not as a restriction, but as a way to plan for joyful and fulfilling spending. Emily shares her personal journey of paying off $50,000 in debt in less than two years, highlighting the role of intentionality and control in financial management.

Emily talks about: 

  • Her journey as a “former money mess” and what her turning point was
  • Her love for budgeting and why she reframes it as the “active cycle of organizing your money and planning your spending”
  • How to regain a sense of control over your money by remembering “money doesn’t spend itself”
  • The challenges women may encounter when managing personal finances as a single person
  • And more

 

Resources:

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Connect with Emily Burnett:

About our Guest: 

Emily Burnette is a financial coach, the founder of Moso Money, and the author of “Dear Fellow Spender”. Emily is passionate about helping others get out of debt by adding a happy structure to their money and habits. She has written extensively about the subject and coached dozens of others to healthier money and thus happier lives. Emily left corporate in 2022 and has been traveling and building her business full-time ever since. She loves the open road, literally and figuratively, and her first book was published, “Dear Fellow Spender” in July 2023.

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The Problem with Budgets (Ep. 27)

The Problem with Budgets (Ep. 27)

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Is anyone honestly excited about budgets? Maybe two people out of 100!

Let’s explore why we don’t like traditional budgets and how to shift our mindset around tracking out numbers.

In this episode, Financial Dignity® Coach, Christine Luken, talks about the challenges of traditional budgeting and offers a new perspective on managing personal finances. She suggests reframing budgeting as a prosperity plan or a wealth accumulation plan and emphasizes the importance of a sustainable and personalized approach. Christine also touches on the importance of both micro and macro budgeting and explains what they’re best suited for.

Christine talks about: 

  • Why budget is an emotionally loaded word
  • The cookie cutter problem with traditional budgeting
  • Why the pass/fail paradigm is a problematic approach to budgeting
  • Macro vs Micro budgeting
  • And more

 

Resources:

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Retirement Options for Entrepreneurs with Darren Wurz (Ep. 26)

Retirement Options for Entrepreneurs with Darren Wurz (Ep. 26)

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As a business owner, securing your financial future requires making important decisions and considering various factors. 

It’s easy to get caught up in the daily hustle and forget about the need to build a strong retirement plan.

In this episode, Financial Dignity® Coach, Christine Luken, sits down with Darren Wurz, co-owner of Wurz Financial Services and host of The Lawyer Millionaire™  Podcast. They dive into retirement savings options for business owners. They explore strategies like backdoor Roth IRAs and solo 401(k) plans. Darren also highlights the importance of building savings outside of retirement accounts and cautions against relying solely on the sale of assets.

Christine and Darren discuss: 

  • Darren’s background and experience in financial planning for attorneys and law firm owners
  • The difficulty for self-employed individuals to prioritize saving for retirement
  • Retirement savings options for solo entrepreneurs and small business owners
  • The benefits of a cash balance plan for retirement savings
  • Non-qualified compensation plans
  • The importance of considering saving and investing outside of retirement accounts
  • The potential pitfalls of relying solely on the sale of a business or property for retirement savings
  • And more!

 

Resources:

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Connect with Darren Wurz:

About our Guest: 

Darren Wurz specializes in financial planning for law firm owners. He is a Certified Financial Planner® Professional with an M.S. in Financial Planning from Golden Gate University. As a fiduciary and fee-only advisor, he has developed expertise in the unique financial planning needs of those in the legal profession, and he now specializes in serving attorneys and law firm owners across the country. His mission is to help his clients achieve financial independence as they define it. As a small business owner himself, he is deeply familiar with the challenges of solo practitioners and small firm owners.

He is the host of The Lawyer Millionaire Podcast, available wherever you get your podcasts, and author of The Lawyer Millionaire: The Complete Guide for Attorneys on Maximizing Wealth, Minimizing Taxes, and Retiring with Confidence, published by the American Bar Association. Darren is a member of the American Bar Association and the Financial Planning Association. Locally, he is a member of the Cincinnati Bar Association, the Northern Kentucky Bar Association, and the Covington Business Council. His office is located in Cincinnati, OH, and he was born and raised in Toledo, OH.

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Money Is Not Evil (Ep. 25)

Money Is Not Evil (Ep. 25)

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Have you ever felt guilty about desiring wealth? Have you been told that money is the root of all evil? 

Dive into this episode as Financial Dignity® Coach, Christine Luken, unravels the intricate ties between money, spirituality, and morality! Dismantling long-standing myths and drawing from the wisdom of thought leaders and spiritual  teachings, this transformative journey offers a balanced view of wealth, fostering a positive and dignified relationship with finances.

Throughout the episode, Christine dives into:

  • Discover the paradigm shift that recognizing money as a tool creates in your wealth perspective
  • Debunking misconceptions around wealth and spirituality
  • How to navigate wealth, embody generosity, and respond to scrutiny with grace and dignity
  • How to ensure that money is your servant, not your master 
  • How to uncover, process, and heal your emotional money triggers to achieve financial dignity and success
  • And more!

 

Resources:

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Understanding & Healing Money Wounds With Emily Wilcox (Ep. 24)

Understanding & Healing Money Wounds With Emily Wilcox (Ep. 24)

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It’s rare to find a person without emotional money baggage. Most of us have at least one money wound haunting us from the past. What’s yours?

Dive into this episode with Financial Dignity® Coach, Christine Luken, as she hangs out with the fabulous Emily Wilcox, the Money Healer and Business Guru. Emily reveals  her own money wounds  and how they inspired her to make it her medicine to help fellow female  entrepreneurs. Ever heard of the “Money Shame Wound” and “Hard Money Wound”? Emily breaks them down and lets us in on her secret to make those money wounds vanish!

Christine and Emily discuss: 

  • Emily’s journey from money mishaps to financial finesse, and why she’s passionate about guiding entrepreneurs on a similar path
  • The skinny on money wounds: What they are and the signs you might have one
  • Unraveling the mysteries of the “Money Shame Wound” and the “Hard Money Wound”
  • Emily’s effective strategies to smooth out those financial creases
  • And more

 

Resources:

Connect with Christine: 

Connect with Emily Wilcox:

About our Guest: 

Emily Wilcox is a Multi 7-Fig CEO and Business Coach, Money and Business Mentor, Podcaster, and Creator of Money Wound Medicine. Emily is on a mission to bring more conscious wealth to this planet by helping entrepreneurs heal their money wounds and call in big, aligned, joyous moolah. She is happily married for over 12 years, a mom of two amazing kids, and loves crossfit and pilates in her spare time.

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Debt with a Purpose (Ep. 23)

Debt with a Purpose (Ep. 23)

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Are you using debt as a sling shot or a shovel?

In this episode, Financial Dignity® Coach Christine Luken challenges conventional wisdom about debt, offering a nuanced perspective on what is often viewed as a financial no-go zone.  Far from being just a problem or a solution, debt is a tool with many faces. Christine breaks down how to navigate debt responsibly, and what sets “good debt” apart from “bad debt.”

Throughout the episode, Christine covers:

  • How chef’s knife and dumbbell analogies illuminate debt’s dual nature: useful or harmful
  • The essential differences between “good debt” that propels you forward and “bad debt” that entraps you
  • How to assess your comfort level with debt before taking the plunge
  • Why the concept of “prolonged pleasure” is a healthier alternative to instant gratification
  • And more!

 

Resources:

 

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The Color of Money With Michelle Lewis (Ep. 22)

The Color of Money With Michelle Lewis (Ep. 22)

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Ever wonder why you feel calm in a green room or why red makes your heart race?

In this episode, our guest, Color Psychology Strategist Michelle Lewis, plunges into the mesmerizing field of color psychology. Explore how color not only influences your emotions but also significantly impacts your financial decisions, relationships, and business interactions

In this episode, Financial Dignity® Coach, Christine Luken and Michelle discuss:

  • The soothing power of green in fostering financial stability
  • How opting for purple in business meetings can boost trust
  • Navigating delicate financial conversations with your partner using colors like purple and orange
  • Aligning your daily attire with your goals for maximum effectiveness
  • How to turn your wardrobe into a toolkit for emotional and psychological well-being
  • And more!

 

Resources:

Connect with Christine: 

Connect with Michelle Lewis:

About our Guest: 

Michelle Lewis is a Color Psychology Strategist and Visual Presence Expert. Michelle specializes in turning struggling brands into eye-catching success stories. Through her signature Color Course, she helps businesses find their unique brand color and voice, attracting the right customers and boosting sales. She’s been featured on prominent platforms like TEDx, The Huffington Post, and EOFire. Whether you’re a solo entrepreneur or a large corporation, Michelle’s innovative strategies in color psychology and visibility can revolutionize your business.

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Are You Helping or Enabling? (Ep. 20)

Are You Helping or Enabling? (Ep. 20)

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Have you ever wondered if your acts of kindness are truly helping or unintentionally fueling poor financial habits? 

Brace yourself for a mind-bending exploration as Christine dives deep into the world of financial enablement, deciphering its meaning and empowering you with the tools to identify and address this delicate issue head-on.

With a dash of wisdom and a sprinkle of practical advice, Christine will guide you through setting healthy boundaries and fostering financial independence for your loved ones. Get ready to reclaim your own financial power while supporting those you care about.

In this episode, Christine explores:

  • Unveiling the fine line between helping and enabling
  • Recognizing when your “help” falls short of being helpful
  • The crucial first step to fixing the enabling dynamic
  • Preparing for “the talk” and establishing healthy money boundaries
  • And much more insightful advice to transform your financial relationships!

 

Resources:

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