Category: Spirituality

Numbers to Know Before You Buy a Car (Ep. 45)

Numbers to Know Before You Buy a Car (Ep. 45)

Thinking of buying a car soon?

In this episode, Financial Dignity® Coach, Christine Luken, dives into the essential numbers you need to know before stepping into a car dealership. From understanding your current car’s value, trading in or selling options, to grasping personal financial figures like your credit score and down payment, this episode equips you with all the necessary tools to be a smart car shopper. Additionally, Christine shares an important perspective on the car buying process, including the often-overlooked total cost of ownership and the psychological tactics employed by salespeople – all to ensure you drive away with a deal that suits your financial health.

Christine discusses: 

  • The different things to keep in mind when you’re trading your car vs selling it
  • The three important personal numbers you need to know: your credit score, downpayment, and walk away price
  • The importance of researching the vehicle you want to buy so you know the price range for the options you want
  • How getting financing from the dealer is like buying two products
  • Why you need to understand your emotional triggers during the car buying process
  • And more

Resources:

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Money is Spiritual With David Hayward (Ep. 44)

Money is Spiritual With David Hayward (Ep. 44)

Are your spiritual beliefs affecting your financial health?

Viewing money as a spiritual tool can help you break free from a scarcity mindset.

In this episode, Financial Dignity® Coach, Christine Luken, welcomes David Hayward, a former pastor-turned-artist known for his Naked Pastor blog, to discuss his book, “Money Is Spiritual.” David shares his personal journey from a scarcity mindset to financial freedom, emphasizing the importance of seeing money as a spiritual asset. They explore breaking negative money beliefs, practical steps for healing your financial relationship, and the power of positive communities.

David discusses: 

  • How his upbringing and career as a pastor influenced his money mindset.
  • The concept of money being spiritual and its potential to be worshiped
  • Why so many people spiritualize negativity about money
  • Tips on overcoming guilt and learning to charge what you’re worth as an artist
  • Why it’s so important to surround yourself with positive influences to transform your financial outlook
  • And more

Resources:

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Connect with Christine Luken: 

Connect with David Hayward:

About our Guest: 

David Hayward served the church for about 30 years, then left the ministry in 2010. He’s been running the nakedpastor blog since 2005, where he posts provocative cartoons, articles, and artwork. He launched an online community called The Lasting Supper, a place for people to change without being judged or instructed and where they can learn to become spiritually independent. He’s been cartooning, making art, writing, and speaking about his core passions: personal authentic freedom, the power to change our own lives and communities, and the creative spirit to make our world a better place.  He’s written many books, one of which is “Money Is Spiritual,” to help people overcome negative beliefs and unhealthy attitudes about money that are often entertained by spiritual people, artists, and others. He and his wife live in eastern Canada. They have three adult children.