Category: Education

The Wealthy Woman Within (Ep. 41)

The Wealthy Woman Within (Ep. 41)

Are you ready to discover the keys to becoming a wealthy woman?

In this episode, Financial Dignity® Coach, Christine Luken, shares the surprising keys women can use to unlock their financial power and take control of their money.  Through defining what true wealth means beyond just numbers, sharing personal journeys, exploring the power of emotions, and embracing discomfort, listeners will learn how to achieve financial confidence and empowerment.

Christine discusses: 

  • What “wealthy” means, and why women should aspire to it
  • Her journey to becoming a Wealthy Woman
  • How to use emotions as a superpower in financial decision-making and goal-setting
  • Building money confidence with competency and community
  • Why we need to step out of our comfort zone to achieve financial growth and stability
  • And more

If you’re interested in working with Christine 1:1, apply for Financial Dignity® Coaching here: https://www.christineluken.com/apply/ 

Resources:

Connect with Christine Luken: 

Costly College Mistakes with Dan Bisig (Ep. 40)

Costly College Mistakes with Dan Bisig (Ep. 40)

How do some families navigate the college funding maze without stumbling or getting lost? Join us on this episode of Money is Emotional as we uncover the secrets to avoiding costly college mistakes!

Today, Financial Dignity® Coach, Christine Luken, welcomes Dan Bisig, aka Dan The College Man, a College Admissions and Funding Expert, founder of College and Beyond, LLC, the co-author of the College Entrance Game Plan, and a beacon of hope for parents and students navigating the murky waters of college admissions and financial planning. 

They dig deep into the world of college admissions and funding and address the issues that many families face and how to sidestep them. With his wealth of experience and compassionate approach, Dan guides us through the complex process, ensuring families make informed decisions that align with their financial and academic goals. 

Tune in and equip yourself with the knowledge to make the college journey a financially savvy and stress-free experience.

Key takeaways:

  • The importance of early and open discussions about college finances between parents and students to set realistic expectations
  • Understanding student loans, and why expecting a full-ride scholarship could be unrealistic
  • Selecting a college is not just about prestige but finding the right fit financially, academically, and personally for the student
  • Recent challenges with the FAFSA process highlighting the need for diligent preparation and understanding of federal aid
  • The difference between “full ride” and “full tuition” scholarships
  • And more

Resources:

Connect with Christine Luken: 

Connect with Dan Bisig:

About Our Guest: 

Dan Bisig is a popular Author, Speaker, College Admissions and Funding Expert, and Founder of College and Beyond, LLC.  He is passionate about helping students get into the right college, at the right price, pursue the right major or career path, and graduate right on time!

After spending 25 years as a Financial Planner and seeing families make incredibly tough decisions when it came to college, Dan decided he had to do something about it. Over the past 18 years, he has helped thousands of students and parents across the United States and Internationally as well as navigate their way through the college process.

Dan co-authored the book, College Entrance Game Plan: Your Comprehensive Guide To Collecting, Organizing, and Funding College. He is a member of the Higher Education Consultants Association (HECA), and the Kentucky Association for College Admission Counseling (KYACAC).  Dan is also a College Expert with College Aid Pro where he often is invited to speak on various college funding and admissions topics. 

Financial Coaching Conversations with Kelsa Dickey (Ep. 39)

Financial Coaching Conversations with Kelsa Dickey (Ep. 39)

Dive into the heart of financial coaching with Kelsa Dickey on Money is Emotional.

In this episode, Financial Dignity® Coach, Christine Luken, is joined by Kelsa Dickey, financial coach and creator of The Financial Coach Academy®, for a chat about the financial coaching industry. Their conversation dives deep into the essence of financial coaching, how it illuminates the path for personal financial management, and what someone should look for in a financial coach. Listen in as Kelsa emphasizes taking action over mere financial literacy.

Kelsa discusses: 

  • Her inspiring path to becoming a financial coach and launching The Financial Coach Academy®
  • What to look for when hiring a financial coach
  • Important trends and cautions in the financial coaching space
  • Tips for overcoming initial reluctance to seek financial coaching
  • What advice she would give herself at the beginning of her financial coaching career
  • And more

Resources:

Connect with Christine Luken: 

Connect with Kelsa Dickey:

About our Guest: 

Kelsa Dickey is the CEO and financial coach behind Fiscal Fitness Phoenix and The Financial Coach Academy®. Kelsa helps people achieve their money goals through 1:1 coaching and by mentoring other financial coaches on delivering that same transformation for their clients. Kelsa is a fitness enthusiast who loves to train in powerlifting as a hobby, is a mom of two, and enjoys spending her summers in Michigan.

Food: The Black Hole in Your Budget (Ep. 38)

Food: The Black Hole in Your Budget (Ep. 38)

Welcome to today’s episode, where Financial Dignity® Coach, Christine Luken serves up some ‘food for thought’ regarding food prices and how you can eat without draining your wallet. 

For many families, the increasing cost of food is gnawing a big hole in their budget. Let Christine dish out some practical tips to help you manage your spending on groceries, dining, and takeout. Plus, she will feed your mind with budget-friendly strategies so you can have your cake and eat it too!

Pull up a chair and join Christine as she discusses: 

  • How COVID-19 and inflation have increased food prices by 25% 
  • The hidden costs of food delivery services like DoorDash and UberEats
  • Tactics on how you can dine out without blowing your budget
  • Smart shopping tips to prevent food from becoming your budget’s black hole
  • Why meal planning should be a non-negotiable in your financial toolkit
  • And more

Resources:

Connect with Christine Luken: 

Men, Money, and Emotions With Kevin Bruce Scott (Ep. 37)

Men, Money, and Emotions With Kevin Bruce Scott (Ep. 37)

Are finances a thorny issue in your relationship?

Today on Money is Emotional, Financial Dignity® Coach, Christine Luken, alongside special guest Kevin Bruce Scott, dives deep into the often complex dynamic of men, money, and emotions. Kevin, a renowned Men’s Empowerment and Relationship Coach, sheds light on the internal battles men face around finances and how these struggles impact their relationships. Throughout their engaging conversation, they explore actionable strategies for better communication, understanding, and connection between partners when discussing money.

Kevin’s top takeaways: 

  • Understanding the pressure men feel to provide and the impact on their self-worth
  • Tactics for managing dynamics and emotions in relationships where women are the primary earners
  • Tips and strategies for open, honest, and effective financial discussions between partners
  • An insightful look into Kevin’s transformative program focused on empowering men to lead with integrity in all areas of life, including finances
  • And more!

Don’t miss the full conversation for a deeper understanding of how emotions and money interplay in relationships and discover practical tips for achieving financial harmony with your partner.

Resources:

Connect with Christine Luken: 

Connect with Kevin Bruce Scott:

About Our Guest: 

When Kevin Bruce Scott speaks, his messages connect people to their hearts as well as their minds. He has lived many different lives – as an artist, businessman, salesman, even a farmer! – and that helps him relate to all kinds of people. Kevin strives to give his dedicated clients a feeling of potential possibility in their lives, something one tends to forget they have hidden all along. He is a leader of leaders, a leader of men, and works hard to be an example for men of all walks of life. The motto for the Effortless Alpha brotherhood he created is “Honoring Individual Masculinity.” His life-transforming work with men in groups and one-on-one has sparked the Masculine Expansion, an effort to encourage men to lead themselves and their communities with power, honor, discipline, and respect.

Launching Financial Grownups With Bobbi Rebell (Ep. 36)

Launching Financial Grownups With Bobbi Rebell (Ep. 36)

Are your adult kids becoming financial grownups?

Let’s talk about how you can help your adult (18+) children become financially independent while supporting them along the way.

Today, Financial Dignity® Coach, Christine Luken, sits down with Bobbi Rebell, CFP®, founder of Financial Wellness Strategies, to discuss launching financial grownups. Bobbi shares her journey from the news world to helping parents raise financially savvy almost-adult kids. She emphasizes the importance of understanding each person’s unique financial blueprint and offers practical advice for transitioning your adult children to financial independence. Learn how to empower your children to become money-smart adults and navigate financial independence with practical strategies and emotional support.

Bobbi’s Key Topics:

  • Her journey from working in national media to helping parents raise financial grown-ups.
  • Supporting young adults in their financial journey towards independence.
  • Encouraging open communication and transparency around financial matters.
  • Providing financial guidance and setting up an exit plan for parental support.
  • Allowing adult children to lead their financial decisions while offering guidance and supervision.
  • And more

Resources:

Connect with Christine Luken: 

Connect with Bobbi Rebell:

About our Guest: 

Bobbi Rebell, CFP®,  is the founder of Financial Wellness Strategies and the author of Launching Financial Grownups: Live Your Richest Life by Helping Your (Almost) Adult Kids Become Everyday Money Smart. She is a financial wellness educator, speaker, conference host, and moderator, and works as a spokesperson for brands aligned with her values. 

Bobbi is frequently quoted in the media as a money and parenting expert. Media outlets have included The Wall Street Journal, The New York Times, Consumer Reports, AARP, The NY Post, New York Magazine, The Washington Post, USA Today, Newsweek, Time, CNBC, Architectural Digest, Health, Brides, Parade, Business Insider, Money, Cosmopolitan, Bottom Line, Yahoo Finance, Marketwatch, The Street,  MSN, Today.com, Oprah.com, Fox News Channel, Fox Business, Cheddar, The Street, as well as hundreds of appearances on local television, radio and podcasts. 

Earlier in her career Bobbi was a global business news anchor and personal finance columnist at Thomson Reuters and held various journalist positions at top news outlets including CNBC, CNN, and PBS. Bobbi is a graduate of the University of Pennsylvania and received her Certificate in Financial Planning from New York University. Her first book “How to be a Financial Grownup: Proven Advice from High Achievers on How to Live Your Dreams and Have Financial Freedom” was released in 2016. She and her family live in Boca Raton, Florida.

Lending Money to Loved Ones (Ep. 35)

Lending Money to Loved Ones (Ep. 35)

Are you tired of the stress and drama that lending money to friends and family can bring into your life?

Let’s unpack it together.

In this episode, Financial Dignity® Coach, Christine Luken, dives into the world of lending money to friends and family, exploring the nuances, risks, and strategies for maintaining financial harmony in relationships. She discusses the pros and cons of lending money to keep your relationships and finances healthy and drama-free.

Christine’s top takeaways: 

  • Lending money changes the nature of the relationship.
  • If you can’t afford to give it, you can’t afford to lend it.
  • Co-signing a loan is NOT a better option.
  • If you’re loaning a significant amount of money, draw up a loan agreement in writing.
  • How to politely say NO to requests for loans from loved ones
  • How to help out loved ones in need
  • And more

Resources:

Connect with Christine Luken: 

Becoming a Profitable Landlord With Mark Dolfini (Ep. 34)

Becoming a Profitable Landlord With Mark Dolfini (Ep. 34)

What does it take to turn a rough start into a triumphant success when investing in real estate? 

Get ready to listen to some of the most valuable lessons for aspiring landlords and real estate investors from Mark Dolfini, founder of Mark Dolfini Strategic Coaching and Landlord Coach.

Financial Dignity® Coach, Christine Luken, welcomes Mark Dolfini, a veteran of the US Marines, author, and a life and business strategist, onto the show today to share his story about becoming a successful real estate investor from a rocky start as a landlord. Mark addresses some common mistakes landlords make, such as underestimating expenses and overestimating income, leading to financial strain and personal stress. He emphasizes the importance of proper property underwriting, strategic planning, and budgeting for expenses like capital expenditures and vacancy rates. Mark gets real about his own plot twists, sharing a personal story of overworking, facing foreclosures, and hospitalization, highlighting the risks of mismanagement. But like any great story, there’s a silver lining! He concludes with advice on creating systems and processes for efficient property management, ensuring landlords can avoid creating unnecessary jobs for themselves and maintain profitability.

Mark talks about: 

  • His experience as a landlord and how he got into the real estate business
  • The most common mistakes landlords make that adversely affect the profitability of their business
  • Tips about being “time-wealthy” for any business owner
  • His VIP Method Course for Landlords
  • And more

Resources:

Connect with Christine Luken: 

Connect with Mark Dolfini:

About Our Guest: 

Mark Dolfini is a Strategic Life and Business Coach and founder of Mark Dolfini Strategic Coaching and Landlord Coach, LLC. Mark has an eclectic background starting from his time as a U.S. Marine. His professional experience includes accounting and banking fields, Commercial Underwriting, Commercial Lending and Loan Review, Residential Property Management, and  Real Estate Investments.

6 Ways to Increase Your Income This Month (Ep. 33)

6 Ways to Increase Your Income This Month (Ep. 33)

Get ready for another electrifying episode of Money is Emotional! 

Today, Financial Dignity® Coach, Christine Luken, talks about six simple ways to increase your business income, THIS MONTH.

She dissects a range of approaches, including the introduction of tiered service options, the clever reconfiguration of product offerings, the strategic hike in pricing, the targeting of sales efforts towards current clientele, and the streamlining of the transaction journey.

Christine brings her own stories to the table, highlighting the psychological impact of buying decisions, the upsides of adjusting prices upwards, and the critical role that consumer allegiance plays.

This episode is brimming with practical tips for business owners eager to amplify their financial returns.

Christine discusses: 

  • Upselling and down-selling
  • Repackaging what your business offers
  • Raising product and service prices
  • Selling to your current and past customers
  • Making it easy for customers to buy from you
  • The importance of following up with both existing and potential customers
  • And more

Resources:

Connect with Christine: 

Managing Money as a Couple (Ep. 32)

Managing Money as a Couple (Ep. 32)

Money can be a source of contention in a relationship, but it doesn’t have to be.

Today, Financial Dignity® Coach, Christine Luken, talks about the mindset shifts and practical actions you can take to manage money as a couple in a more harmonious way. She explores how to handle your cash with your better half without the drama and is all about how to play nice with your partner when it comes to your finances. Christine is a big fan of chatting it out, getting cozy with each other’s money histories, and penciling in some adorable “money dates” to discuss spending and financial plans. She shines a spotlight on the must-haves: being as clear as crystal, building a fortress of trust, and kicking financial secrets to the curb. Plus, she’s all about mixing it up with a sprinkle of yours, mine, and ours when it comes to bank accounts.

So, buckle up. It’s time to make managing money with your main squeeze a walk in the park.

Christine discusses: 

  • The importance of open communication when managing money as a couple
  • Understanding each partner’s unique money blueprint
  • Being financially transparent and addressing financial secrecy
  • Having a weekly “money date” as a couple
  • Why both partners should be involved in financial planning and decision-making
  • And more

Resources:

Connect with Christine: